¿Deben utilizar las instituciones microfinancieras un credit scoring? Análisis del caso español

1. Antonio Blanco ¹
2. Ana Irimia-Diéguez ¹
3. María Dolores Oliver-Alfonso ¹

Export

Export

×

MLA

modern-language-association

APA

apa

Chicago

chicago-fullnote-bibliography

Harvard

harvard-cite-them-right

Vancouver

vancouver-author-date

---

RIS BibTex

Export

×

This document cannot be exported because it belongs to another portal.

Full text

lock_openIdus externo

DIALNET GOOGLE SCHOLAR lock_openIdus editor

More publications in: Revista de responsabilidad social de la empresa

Abstract

No consensus exists about the suitability of the implementation of credit sco- ring models for the assessment of the creditworthiness of a microcredit appli- cant. In this paper, a methodology is proposed in order to first determine, depending on the strategic focus of the MFIs, whether this implementation would be useful. For this discrimination, a matrix is designed which classifies the MFIs, according to their strategy, as potential or non-potential users of a credit-scoring system. To this end, a case-study methodology is employed which analyses three MFIs of widely differing profiles by means of a both quan- titative and qualitative survey whose aim is to seek empirical evidence which verifies the theoretical analysis performed

Data source: Dialnet